Privacy Policy

Last Updated: September 14, 2026

Korngut Wealth ("we," "us," "our," or "Company") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with us.

Please read this Privacy Policy carefully. If you do not agree with our policies and practices, please do not use our website.

1. Information We Collect
We collect information in several ways:

A. Information You Provide Directly
• Contact forms (name, email address, phone number, message content)
• Consultation requests (personal and financial information as needed)
• Email communications (email address and content)
• Account registration (login credentials and associated information)

B. Information Collected Automatically
When you visit our website, we may automatically collect:
• Browser and device information (type, operating system, browser type)
• IP address and location data (general geographic location)
• Usage data (pages visited, time spent on pages, links clicked)
• Cookies and similar tracking technologies

C. Information from Third Parties
We may receive information about you from third parties in accordance with applicable law (e.g., publicly available information, referrals).

2. How We Use Your Information
We use the information we collect for the following purposes:
• Providing advisory services and responding to inquiries
• Processing consultation requests and scheduling appointments
• Communicating with you about our services
• Personalizing your experience on our website
• Analyzing website performance and user behavior (to improve our services)
• Complying with legal and regulatory requirements
• Preventing fraud and enhancing website security

3. Disclosure of Your Information
We may disclose your information in the following circumstances:

A. Service Providers
We may share information with third-party service providers who assist us in operating our website and providing services (e.g., hosting providers, appointment scheduling tools, email service providers). These service providers are contractually obligated to use your information only as necessary to provide services to us.

B. Osaic and Affiliated Entities
As a Financial Professional with Osaic Wealth, Inc., we may share information with Osaic for compliance, recordkeeping, and service delivery purposes in accordance with regulatory requirements.

C. Legal Obligations
We may disclose your information when required by law or when we believe in good faith that such disclosure is necessary to comply with legal obligations, court orders, or governmental requests.

D. Business Transfers
If our business is sold, merged, or transferred, your information may be transferred as part of that transaction.

4. Data Security
We implement industry-standard security measures to protect your personal information, including:
• SSL/TLS encryption for data in transit
• Secure storage of sensitive information
• Restricted access to personal information (limited to authorized personnel)
• Regular security assessments and updates

However, no security system is impenetrable. While we strive to protect your information, we cannot guarantee absolute security. You use our website and services at your own risk.

5. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to:
• Remember your preferences
• Analyze website usage
• Improve your user experience

Most web browsers allow you to control cookies through their settings. You may refuse cookies, but this may limit your ability to use certain features of our website.

6. Your Privacy Rights
Depending on your jurisdiction, you may have the following rights:
• Right to access: Request access to the personal information we hold about you
• Right to correct: Request correction of inaccurate information
• Right to delete: Request deletion of your information (subject to legal requirements)
• Right to opt-out: Opt out of certain uses of your information

To exercise any of these rights, please contact us using the information below.

7. Children's Privacy
Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information and terminate the child's account.

8. Links to Third-Party Websites
Our website may contain links to third-party websites. This Privacy Policy does not apply to third-party websites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party websites before providing personal information.

9. Regulatory Compliance
We comply with applicable privacy and data protection laws, including:
• Gramm-Leach-Bliley Act (GLBA) and Regulation S-P (privacy of customer information)
• FINRA Rule 2210 (communications with the public)
• Applicable state and federal privacy laws

10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of significant changes by posting the updated policy on our website with an updated "Last Modified" date. Your continued use of our website constitutes your acceptance of the updated Privacy Policy.

11. Contact Us
If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about how we handle your information, please contact us:

Email: gkorngut@osaicwealth.com
Phone: 609.647.5238
Address: 898 Chesterfield Road, Haddonfield, NJ 08033

Osaic Wealth, Inc. (Compliance Department)
Phone: 800-821-5100

Thank you for trusting us with your information. We are committed to protecting your privacy and maintaining the confidentiality of your personal data.